[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.f3f.sk\/kreditne-karty-a-ich-vyuzitie\/#Article","mainEntityOfPage":"https:\/\/www.f3f.sk\/kreditne-karty-a-ich-vyuzitie\/","headline":"Kreditn\u00e9 karty a ich vyu\u017eitie","name":"Kreditn\u00e9 karty a ich vyu\u017eitie","description":"Vyu\u017e\u00edvaj\u00fa ich takmer dva a\u00a0pol mili\u00f3na \u013eud\u00ed , a\u00a0pon\u00fakaj\u00fa r\u00f4zne v\u00fdvody a\u00a0nev\u00fdhody. Dnes sa ale pozrieme na to ak\u00e9 s\u00fa to , a\u00a0v\u0161etko \u010do by ste mali vedie\u0165 o\u00a0bank\u00e1ch ktor\u00e9 ich sprostredkuj\u00fa.Kreditn\u00e1 karta Tatra banky \u2013 Visa Platinum T\u00e1to banka pon\u00faka na svojej kreditn\u00fdch kart\u00e1ch dos\u0165 vysok\u00fd \u00faver a\u017e 10,90 percent a\u00a0bez\u00faro\u010dn\u00e9 obdobie 51 dn\u00ed […]","datePublished":"2025-02-26","dateModified":"2025-02-26","author":{"@type":"Person","@id":"https:\/\/www.f3f.sk\/author\/#Person","name":"","url":"https:\/\/www.f3f.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4970dd685f2b259fc1a5b9420420b9fa541cc58646305fbe02c59d28f86fdcb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4970dd685f2b259fc1a5b9420420b9fa541cc58646305fbe02c59d28f86fdcb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"f3f.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.f3f.sk\/wp-content\/uploads\/img_a286627_w2021_t1523129087.png","url":"https:\/\/www.f3f.sk\/wp-content\/uploads\/img_a286627_w2021_t1523129087.png","height":0,"width":0},"url":"https:\/\/www.f3f.sk\/kreditne-karty-a-ich-vyuzitie\/","about":["Financie"],"wordCount":393,"articleBody":"Vyu\u017e\u00edvaj\u00fa ich takmer dva a\u00a0pol mili\u00f3na \u013eud\u00ed , a\u00a0pon\u00fakaj\u00fa r\u00f4zne v\u00fdvody a\u00a0nev\u00fdhody. Dnes sa ale pozrieme na to ak\u00e9 s\u00fa to , a\u00a0v\u0161etko \u010do by ste mali vedie\u0165 o\u00a0bank\u00e1ch ktor\u00e9 ich sprostredkuj\u00fa.Kreditn\u00e1 karta Tatra banky \u2013 Visa Platinum T\u00e1to banka pon\u00faka na svojej kreditn\u00fdch kart\u00e1ch dos\u0165 vysok\u00fd \u00faver a\u017e 10,90 percent a\u00a0bez\u00faro\u010dn\u00e9 obdobie 51 dn\u00ed s\u00a0volite\u013enou v\u00fd\u0161kou \u00faverov\u00e9ho limitu do 12 tis\u00edc eur s\u00a0mo\u017enos\u0165ou v\u00fdberu do 5 tis\u00edc eur za t\u00fd\u017ede\u0148 a\u00a0ak by ste potrebovali vybra\u0165 viac sta\u010d\u00ed po\u017eiada\u0165 banku a\u00a0zmene v\u00fdberu transakcii a\u00a0minim\u00e1lna spl\u00e1tka je 5 percent z\u00a0dl\u017enej sumy v\u00a0mesa\u010dn\u00fdch spl\u00e1tkach po 240 eur.Slovensk\u00e1 sporite\u013en\u00e1 \u2013 Visa Gold Mesa\u010dn\u00e1 \u00farokov\u00e1 sadzba je 13,50 percent z\u00a0bez \u00faro\u010dn\u00fdm obdob\u00edm 45 dn\u00ed a\u00a0v\u00fd\u0161ka \u00faveru je 2000 \u20ac. Minim\u00e1lna spl\u00e1tka z\u00a0dl\u017enej sumu je 5 percent , rovnako ako pri kreditnej karte od tatra banky a\u00a0mesa\u010dn\u00e9 spl\u00e1tky s\u00fa 90 eur . T\u00e1to kreditn\u00e1 karta pon\u00faka z\u013eavy a\u00a0odmeny vo vernostnom programe Klub.\u010cSOB \u2013 MasterCart Gold V\u00fd\u0161ka \u00faverovej sadzby je 13,9 percent s\u00a0bez \u00faro\u010dn\u00fdm obdob\u00edm na 55 dni z\u00a0v\u00fd\u0161kou \u00faveru od 3500 do 15\u00a0500 eur v\u00a0mesa\u010dn\u00fdch spl\u00e1tkach po 108 eur mesa\u010dne , a\u00a0vr\u00e1tite 5 percent z\u00a0dl\u017enej sumy .Vub \u2013 P\u00f4\u017ei\u010dkov\u00e1 karta T\u00e1to karta m bez\u00faro\u010dn\u00e9 obdobie 50 dni , s\u00a0mo\u017enos\u0165ou \u00faveru od 300 do 3000 eur s\u00a0mesa\u010dnou spl\u00e1tkou\u00a0 30 eur . Na tejto karte e povolen\u00fd debet alebo mo\u017enos\u0165 splati\u0165 in\u00fd \u00faver.UniCredit Bank \u2013 Visa Klas\u00edkBanka m\u00e1 16.90 percentn\u00fd \u00farok s\u00a0bez\u00faro\u010dn\u00fdm obdob\u00edm 45 dn\u00ed a\u00a0mo\u017enos\u0165ou \u00faveru od 500 eur do 6000 tis\u00edc z\u00a0mesa\u010dnou spl\u00e1tkou 27,47 eura a\u00a0celkovo vr\u00e1tite 5 percent z\u00a0dl\u017enej sumy. T\u00e1to karta umo\u017e\u0148uje z\u00edska\u0165 z\u013eavy od 5 do 30 percent na desa\u0165tis\u00edc mest\u00e1ch po celom Slovensku a\u00a0\u010cesku.OTP Banka \u2013 Kreditn\u00e1 kartaBanka m\u00e1 17 percentn\u00fd \u00farok z\u00a0bez\u00faro\u010dn\u00fdm obdob\u00edm 45 dn\u00ed. V\u00fd\u0161ka \u00faveru je od 300 do 5000 eur\u00a0 s\u00a0mesa\u010dnou spl\u00e1tkou od 15 eur mesa\u010dne. Banka navy\u0161e pon\u00faka mo\u017enos\u0165 \u010fal\u0161\u00edch kreditn\u00fdch kart v\u00a0pr\u00edpade n\u00fadze.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kreditn\u00e9 karty a ich vyu\u017eitie","item":"https:\/\/www.f3f.sk\/kreditne-karty-a-ich-vyuzitie\/#breadcrumbitem"}]}]